Buy now, pay later · Afterpay and Clearpay
Afterpay in the US, Clearpay in the UK: pay in 4 on your website
Afterpay lets customers split an order into four interest-free payments, two weeks apart, while you’re paid in full upfront. In the UK the same service is called Clearpay. Turn it on in Stripe and your Cornerrr checkout offers it to eligible customers.
- Free to build and preview
- Payments by Stripe
- No transaction fees from Cornerrr
Afterpay and Clearpay
- Type
- Buy now, pay later
- Customers in
- United States, United Kingdom
- Currencies
- USD, GBP
- Subscriptions
- One-off payments only
- Fees
- Stripe’s; none added by Cornerrr
- Checkout
- Stripe Checkout, built in
Buy now, pay later
What is Afterpay and Clearpay?
Afterpay is a buy now, pay later service, called Clearpay in the UK. Customers split a purchase into four interest-free payments every two weeks, and in the US larger orders can also be spread over 6 or 12 monthly payments that charge interest. Afterpay approves each purchase and collects the payments. Through Stripe it’s for businesses in the US, the UK, Canada, Australia and New Zealand, selling to customers in their own country.
How your customers pay
Afterpay or Clearpay at checkout
The customer chooses Afterpay (Clearpay in the UK) on Stripe Checkout. It shows for customers in your country when the order is within Afterpay’s limits.
Log in or sign up
They’re sent to Afterpay’s website, or to its app on a phone if they have it, to log in or create an account.
Choose a plan
They pick a payment plan and accept the repayment terms, and Afterpay approves or declines the purchase.
You’re paid upfront
Once approved, they return to your order confirmation page and get your order email. You receive the full amount, and Afterpay collects the installments from the customer over time.
Why offer it
Why businesses take Afterpay and Clearpay
Simple to understand
Four payments, two weeks apart, no interest. Shoppers understand pay in 4 at a glance, which suits clothing, jewelry and gifts.
Afterpay carries the risk
Afterpay covers losses from customer fraud and from customers who don’t repay. Stripe may ask you, on Afterpay’s behalf, to pause a shipment if something looks wrong; do it promptly.
Help in gift seasons
Before the winter holidays or Mother’s Day, a pay-in-4 option can make a pricier gift easier to say yes to, without you offering a discount.
Clear rules on what it’s for
Afterpay isn’t for alcohol, pre-orders or business-to-business sales. If your shop sells ready-to-ship goods to consumers, it fits well.
Set up
Turn on Afterpay and Clearpay in three steps.
Connect your Stripe account
Link the Stripe account you already have, or create one in a few minutes from Cornerrr. Payments go straight to it; Cornerrr adds no transaction fee.
Turn the method on in Stripe
In your Stripe Dashboard, open the payment method settings and turn it on. Stripe may ask a few questions about your business first.
It shows at checkout
Your Cornerrr checkout is Stripe Checkout, so customers who can use the method see it automatically when their country and your currency match.
Questions
Good to know
How do I accept Afterpay on my website?
Connect your Stripe account to Cornerrr and turn on Afterpay/Clearpay in your Stripe Dashboard’s payment method settings. Cornerrr’s Stripe Checkout then shows it automatically to eligible customers in your own country, in your store’s currency.
Is Clearpay the same as Afterpay?
Yes. Clearpay is Afterpay’s name in the UK. One setting in Stripe covers both, and your UK customers know it as Clearpay.
Can I use Afterpay for subscriptions or pre-orders?
No. Afterpay doesn’t support recurring payments, so Stripe Checkout doesn’t offer it on subscription orders, and Afterpay’s rules don’t allow pre-orders. Use it for items that are ready to ship.
Will Afterpay approve every customer?
No. Afterpay decides each purchase, and orders outside its minimum and maximum amounts don’t show the option. Customers who aren’t approved can pay by card or another method instead.
How do Afterpay refunds work?
Refund through Stripe within 120 days, in full or in part, and your store emails the customer. Afterpay cancels any payments still due and returns what the customer already paid; it can take up to 10 business days and can’t be canceled.
Do I need any technical skills?
No. You describe your business in your own words and Cornerrr builds the website. Afterwards you change things by clicking, or by asking the assistant in plain words.
How much does it cost?
Building and previewing your website is free, with no card needed. To go live and take payments, choose a plan from $19 a month. Every paid plan starts with a 14-day free trial; a card is needed to start it.
Afterpay and Clearpay works well for
- Clothing boutique website builder
- Jewelry store website builder
- Gift shop website builder
- Toy store website builder
- Outdoor store website builder
- Handmade business website builder
Countries where people pay with Afterpay and Clearpay
Take Afterpay and Clearpay on your own website.
Describe your business, connect Stripe and start taking payments. It’s free to build and preview.