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Buy now, pay later · Scalapay

Scalapay on your website: pay in 3 for shoppers in Italy and the EU

Scalapay is an Italian buy now, pay later service, widely used by fashion and beauty shops. Customers split an order into 3 or 4 payments while you get the full amount upfront. Turn it on in Stripe and your Cornerrr checkout offers it on orders in euros.

  • Free to build and preview
  • Payments by Stripe
  • No transaction fees from Cornerrr

Scalapay

Type
Buy now, pay later
Customers in
Italy, France, Spain
Currencies
EUR
Subscriptions
One-off payments only
Fees
Stripe’s; none added by Cornerrr
Checkout
Stripe Checkout, built in

Buy now, pay later

What is Scalapay?

Scalapay lets customers in the EU pay for a purchase in 3 or 4 installments. At checkout they’re sent to Scalapay, choose the number of payments and complete the purchase; Scalapay approves it and collects the installments, and you receive the full amount. It works in euros, within a minimum and maximum order amount, and Stripe accounts in most European countries can offer it.

How your customers pay

  1. Scalapay at checkout

    The customer chooses Scalapay on Stripe Checkout. It shows on orders in euros that are within Scalapay’s amounts.

  2. Choose 3 or 4

    They’re sent to Scalapay’s payment page and pick whether to pay in 3 or 4 installments.

  3. Confirm the plan

    They log in or sign up with Scalapay and complete the purchase, and Scalapay approves or declines it.

  4. Back to your store

    Approved customers return to your order confirmation page and get your order email, and the full amount goes to your Stripe balance.

Why offer it

Why businesses take Scalapay

  • Suits fashion and gifts

    A winter coat, a pair of gold earrings or an outfit for a wedding is easier to buy today when it’s split into three. Scalapay makes that option part of a small shop’s checkout.

  • Paid in full

    You get the whole order amount upfront through Stripe, and Scalapay collects the installments from the customer.

  • A familiar name in Italy

    Italian shoppers often see Scalapay on fashion and beauty websites, so offering it can make a small Italian shop’s checkout feel as complete as a large one.

  • Check what you sell

    Scalapay excludes digital goods, repairs, construction and trade services, professional and business services, vehicles and wholesale, among others. Physical products sold to consumers fit best.

Set up

Turn on Scalapay in three steps.

  1. Connect your Stripe account

    Link the Stripe account you already have, or create one in a few minutes from Cornerrr. Payments go straight to it; Cornerrr adds no transaction fee.

  2. Turn the method on in Stripe

    In your Stripe Dashboard, open the payment method settings and turn it on. Stripe may ask a few questions about your business first.

  3. It shows at checkout

    Your Cornerrr checkout is Stripe Checkout, so customers who can use the method see it automatically when their country and your currency match.

Questions

Good to know

How do I accept Scalapay on my Cornerrr store?

Connect your Stripe account and turn on Scalapay in your Stripe Dashboard’s payment method settings. Cornerrr’s Stripe Checkout then shows it automatically to eligible customers in the EU when your store sells in euros.

Can I sell digital downloads with Scalapay?

No. Scalapay’s rules exclude digital goods, so buyers of downloads pay by card, wallet or the other methods you’ve turned on. Scalapay is best for physical products.

Can customers pay for a subscription with Scalapay?

No. Stripe Checkout doesn’t support Scalapay for subscriptions, so it won’t show on subscription orders. It’s for one-time purchases.

How do Scalapay refunds and disputes work?

Refund through Stripe, in full or in part, up to 90 days after the purchase, and your store emails the customer. Customers can open a dispute with Scalapay for up to 210 days, so keep tracking numbers and order emails.

Does Scalapay approve every order?

No. Scalapay decides each purchase, and orders below its minimum or above its maximum don’t show the option. Other customers pay by card or another method as usual.

Do I need any technical skills?

No. You describe your business in your own words and Cornerrr builds the website. Afterwards you change things by clicking, or by asking the assistant in plain words.

How much does it cost?

Building and previewing your website is free, with no card needed. To go live and take payments, choose a plan from $19 a month. Every paid plan starts with a 14-day free trial; a card is needed to start it.

Take Scalapay on your own website.

Describe your business, connect Stripe and start taking payments. It’s free to build and preview.